Have you heard of the Parity Act?
If you or a loved one is struggling with drug addiction, alcoholism or mental health issues, you need to know about the Parity Act. The full name is Mental Health Parity and Addiction Equity Act.
So, why is this so important?
The parity act guarantees that you get the treatment coverage you need. Hence, it is the law that makes drug and alcohol rehab treatment possible for many people. However, there is a problem.
What is the problem?
The Parity Act promises that your insurance company will cover your treatment. The problem is that almost no one is making sure that the health insurance companies follow the rules. So, what can be done about this?
What can we do to fix this?
Fortunately, there is something you can do. If you have coverage with Aetna, Anthem, Blue Cross Blue Shield, Cambia, Cigna, Kaiser, HIP Insurance Group, Humana, Medicaid, Medicare, Tricare, United Healthcare or others, you can file a complaint.
How do I file a complaint?
You will need to file a Parity complaint. You simply need to navigate your computer web browser to the Appeals Tool website. Then, you fill out a simple form. When you have completed the form, you then submit.
Will this solve my problem?
Unfortunately, this may not solve your specific problem. If your insurance company is denying coverage, you will likely also have to file an appeal.
How do I file an appeal?
When you receive a denial letter, there will be instructions on appealing. You may want to call and complain. However, I recommend that you put your effort into writing a letter. Let them know in writing that you are aware of your rights. Tell them about the Parity Act and your rights.
Why is this so important?
If you or someone close to you is overusing alcohol or drugs, getting help is important. There is a high risk of serious health problems and death. If you are using heroin, your risk of overdose risk is very high. Please, take the next step and get help. So, for more information on your treatment options, please call 844haltnow (844-425-8669) today.